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This wikiHow teaches you how to print your own checks. Printing checks is a good way to save money, avoid running out of checks, and allows you to customize your checks, but there's a few things you need first. You will need a printer, check printing software, blank check paper, magnetic ink, and an MICR font.

  1. While it is possible to design your own checks without any special software, it requires design skills, and it has to be done exactly the right way. To save time and energy, you may just want to use software that formats the checks for you.[1] Most popular money management programs, such as Quickbooks, and Xero, allow you to print checks. You can also use services such as Checkeeper, or Relyco Check Writting.
  2. Check stock paper is paper specially made for printing checks. It prevents others from altering your checks. It will also give you an idea of how big you need to design your checks, if you are designing your own. You can purchase check stock paper online, or at most office supply stores.
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  3. MICR stands for Magnetic Ink Character Recognition. It's a character recognition technology that banks use for processing and clearing checks.[2] You can purchase a compatible font from here.
  4. The routing number goes on the bottom left side of the check. The account number goes to the right of the routing number. All numbers at the bottom of a check must be printed in an MICR font and with magnetic ink. You can purchase magnetic ink online from Amazon.
  5. Your personal information includes your name and address.
    • If you have a bank logo, you can put it first in the upper-right corner.
  6. Decide on a starting number for the checks. Once you know the starting number of the checks, place it in the upper-right corner. You should also place the check number at the bottom of the check after the account number. All numbers at the bottom of the check should be written in an MICR font and printed with magnetic ink.
  7. The fractional number indicates what region your bank is in. The fractional number usually has a number followed by a dash and then a larger number. Make the text small but readable. Contact your bank for the correct fractional number.[3] .
  8. The line that says "Date" goes to the left of the check number in the upper-right corner.
  9. The dollar amount box is where you write the dollar amount. Place a dollar symbol "$" next to the left of the box.
  10. The payee line is where you write who the check is for. Type "Pay to the order of" on the right side of the check. Use two lines if you have to. Extend the payee line from the text to the start of the dollar box [4] .
  11. This is the line where you spell out the dollar amount using words. It should extend across most of the check. Type "dollars" at the end of the line on the right side.
  12. This is the line where you usually write a memo. Sometimes the memo line says "For" on the left side.
  13. The line where you sign the check goes on the right side across from the memo line.
  14. After you finish designing your checks, carefully review everything to make sure all the information is correct.
  15. You can print blank checks and write the payee information on them, or you can type the payee information into your check printing software or graphic design suite.
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About This Article

Derick Vogel
Co-authored by:
Credit Advisor & Owner, Credit Absolute
This article was co-authored by Derick Vogel and by wikiHow staff writer, Travis Boylls. Derick Vogel is a Credit Expert and CEO of Credit Absolute, a credit counseling and educational company based in Scottsdale, Arizona. Derick has over 10 years of financial experience and specializes in consulting mortgages, loans, specializes in business credit, debt collections, financial budgeting, and student loan debt relief. He is a member of the National Association of Credit Services Organizations (NASCO) and is an Arizona Association of Mortgage Professional. He holds credit certificates from Dispute Suite in credit repair best practices and in Credit Repair Organizations Act (CROA) competency. This article has been viewed 131,913 times.
60 votes - 63%
Co-authors: 10
Updated: June 22, 2024
Views: 131,913
Categories: Checks and Checkbooks
Thanks to all authors for creating a page that has been read 131,913 times.

Reader Success Stories

  • Shelia Gibson

    Shelia Gibson

    Sep 21, 2020

    "I am tired of paying for checks. They have gotten way too expensive! Searched to see if it was even legal to print..." more
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