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Start using your Apple devices right away without a payment method
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This wikiHow teaches you how to make an Apple ID, now called an Apple Account, without having to enter any payment information. You can do this on your iPhone or iPad, your Mac, the Apple Account website, or in iTunes. Apple Accounts are used to log into Apple apps, phones, tablets, and computers, or to make purchases in the App Store or iTunes Store.

Making an Apple Account with No Credit Card

Depending on how you set up your Apple Account, you may or may not be prompted to provide a payment method. If so, select None. For some methods, you won’t be asked for payment information until you try to make a purchase using your new account.

Section 1 of 5:

Can you create an Apple Account without a credit card?

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  1. Yes, you can make an account with no payment method. While adding a payment method to your account makes it easier to do things like purchasing apps in the App Store, buying music in the iTunes store, or making in-app payments, it isn’t required to set up a new Apple Account. You can simply select “None” when prompted for a payment method during setup.
    • You can always add a payment method later if you like.
    • If you do add a credit card or other payment method when setting up your account, you won’t be charged unless you make a purchase.
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Section 2 of 5:

iPhone or iPad

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  1. It's the blue app with a white "A" on it. You'll be able to create a brand-new Apple Account from here.[1]
    • Alternatively, you can select Create New Apple Account by going to Settings > Apple Account > Don’t have an Apple Account? to get started creating a new account.
    • If you’re setting up a new iPhone or iPad, you’ll be prompted to sign in or create a new account during the setup process.
    • The steps for creating your account might vary slightly depending on which method you choose, but none of these methods require you to provide a credit card number.
  2. 3
    Tap the account icon. It looks like a simplified icon of a person’s head and shoulders. You’ll see it in the top right corner of the screen.
  3. 4
    Tap Create New Apple Account. You’ll see this option in the new menu that opens up.
  4. 5
    Enter your Apple Account information. Follow the prompts to provide the following information:
    • The email address that you want to use for your Apple Account.
    • A strong password.
    • Your country and region.
    • Your agreement to the Terms and Conditions (toggle the switch On).
  5. 6
    Select None when prompted for your payment information. When you are prompted to supply a payment method, select None. You can always provide a payment method later if you want to make a purchase in the App Store.
  6. 7
    Confirm your phone number. Follow the prompts to confirm the number associated with your account. Tap Next when you’re done.
  7. 8
    Verify your email address. Once you’ve completed the setup, you should receive an email at the address you provided. Follow the instructions in the email to verify your address. Once you’ve done that, you can sign in and start using your new Apple Account!
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Section 3 of 5:

Mac

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  1. 1
    Open System Settings. Click the Apple Menu at the top left corner of your screen and select System Settings. From there, you can set up a new Apple Account.[2]
    • If you’re already signed into an Apple Account, click your Apple Account name at the top left side of the System Settings window, scroll down, and click Sign Out….
      • To make a new Apple Account without signing out of your current one, use the Apple Account website instead.
  2. 2
    Click Sign in. This option will appear at the top of the lefthand menu bar in the System Settings window.
  3. 3
    Select Don’t Have an Account?. This button is in the lower right corner of the window.
  4. 4
    Fill in the requested info. On the next screen, you’ll be asked to provide basic info such as your birthdate, the email address you’d like to use for your account, a strong password, and your country or region.
  5. 5
    Select None when prompted for payment info. After you fill out your account information, you’ll be asked to provide a payment method and billing address. Choose None, then click Continue.
  6. 6
    Finish setting up your account. Provide and verify a phone number, then follow the prompts to verify your email address. You can now sign in and start using your new Apple Account.
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Section 4 of 5:

Apple Account Website

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  1. 1
    Open the Apple Account site. Go to https://account.apple.com/. This will open the login page. You can use this method to set up an Apple Account on any device, and you will not be prompted to provide any credit card information using this method.
    • If this opens a current Apple Account page, log out before continuing.
  2. 2
    Click Create Your Apple Account. It's a link in the upper-right corner of the page. Doing so will open the Apple Account creation form.
  3. 3
    Enter your account information. On the next page, enter your name, country or region, birthday, email address, password, and phone number. Choose how you’d like to verify your number (with a text or phone call) and whether you’d like to receive communications from Apple. Complete the Captcha challenge, then click Continue.
  4. 4
    Verify your email address and phone number. Follow the prompts on the screen to finish setting up your account. You may be prompted to enter a code that is texted to your phone number and click a verification link in an email that’s sent to your address.
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Section 5 of 5:

iTunes

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  1. 1
    Open iTunes on a Windows computer. If you’re using Windows, you can use this method to create an Apple Account from your desktop.[3]
  2. 2
    Click Account. This option is in the menu bar at the top of the app window.
  3. 3
    Select Sign In > Create New Apple Account.
  4. 4
    Fill in your account information. Enter your email address, password, and region.
  5. 5
    Choose None as your payment option. In the section asking for your payment method and billing information, select None. Click Continue to move to the next step.
  6. 6
    Verify your email address. You should get a message at the email address you provided. Follow the instructions in the email to verify your account. You can now sign in with your new Apple Account.
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Community Q&A

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  • Question
    When creating an ID what is meant by postal code?
    Community Answer
    Community Answer
    A postal code is a code comprised of several numbers and letters which identifies which postal zone you are in so that you can receive mail. Also known as a post code or ZIP code.
  • Question
    Where can I find the no credit card option to create my Apple ID?
    Community Answer
    Community Answer
    There should be a "none" option at the bottom of the page. Remember that when you are first creating an Apple ID, you will be asked for credit card information, but you can remove your information after signing into the App Store.
  • Question
    Why can't I create an Apple ID on my iPhone 4S?
    Community Answer
    Community Answer
    Create one on the computer (if possible), then log in on your iPhone 4S.
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  • You can use PayPal as your Apple Account’s payment method.
  • If you want to make purchases in the App Store or other services that require an Apple Account, you’ll need to provide a payment method.
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About This Article

Megaera Lorenz, PhD
Written by:
wikiHow Staff Writer
This article was co-authored by wikiHow staff writer, Megaera Lorenz, PhD. Megaera Lorenz is an Egyptologist and Writer with over 20 years of experience in public education. In 2017, she graduated with her PhD in Egyptology from The University of Chicago, where she served for several years as a content advisor and program facilitator for the Oriental Institute Museum’s Public Education office. She has also developed and taught Egyptology courses at The University of Chicago and Loyola University Chicago. This article has been viewed 366,174 times.
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Co-authors: 15
Updated: December 16, 2024
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